I am giving these binders out for Christmas presents to my staff of trainers. The binder has an area where they can put in three holed documents that may refer to one or more of the many classes we are creating. It also includes a pad of paper for note taking which we do alot of as we are assessing training needs in many of our clients' meetings. And, the pen is sylish and professional looking. Thank you for the service, the design of the logo and the follow up service.